Digital Islamic Banking Framework for Agricultural Revenue Proficiency

Authors

  • Dr. Haffezullah Talpur Associate Professor of Islamic Culture MHKBT Govt. Boys Degree College Tando Jan Mohammad.
  • Prof. Dr. Aijaz Ali Khoso Professor, Al-Hamd Islamic University, Islamabad Campus.
  • Dr. Muhammad Shoaib Khan Pathan Associate Professor, Department of Economics, G.C University Hyderabad, Sindh, Pakistan.

Keywords:

Holding size, Land use intensity, Contract duration, sustainable agriculture, Pakistan

Abstract

Neediness is a boundless issue in Pakistan, particularly in rustic regions. One reason for this should be the exceptionally separated design of land proprietorship. The Pakistani government has sent off a few projects to lessen pay imbalance in horticulture by making creation motivators, particularly for little ranchers. By and by, the majority of these advantages went to the more affluent landowners who approached the essential extra assets. There are three land change programs in Pakistan intended to increment country livelihoods by expanding farming efficiency and decreasing rustic joblessness. The aftereffect of these changes has never been assessed. No solid examination has yet been completed to gauge its monetary effect. The absence of data makes it very hard for Pakistani lawmakers to form appropriate rural strategy. Along these lines, more nitty gritty data is required on the effect of the above programs on the primary issues in Pakistan.

References

Abdulai, A., V. Owusu and R. Goetz. 2011. Land tenure differences and investment in land improvement measures: Theoretical and empirical analyses. J. Dev. Econ. 96(1): 66-78. https://doi.org/10.1016/j.jdeveco.2010.08.002 of interest to take decision for owner cultivation. B.O.S. 2017. http://www.pbs.gov.pk/sites/default/ files/PAKISTAN%20TEHSIL%20WISE%20 FOR%20WEB%20CENSUS_2017.pdf

Ahmed, F., Ali, Z., Khan, M. S., & Mullazai, M. (2023). A syntactic analysis of compound noun phrases of Balochi within the perspective of X-bar theory. International Research Journal of Management and Social Sciences, 4(3), 289-304.

Banerjee, A.V. and M. Ghatak. 2004. Eviction threats and investment incentives. J. Dev. Econ. 74(2):469-488.https://doi.org/10.1016/j. jdeveco.2003.07.004

Banerjee, A.V., P.J. Gertler and M. Ghatak. 2002. Empowerment and efficiency: Tenancy reform in West Bengal. J. Polit. Econ. 110(2): 239-280 https://doi.org/10.1086/338744

Bellemare, M.F. 2012. Insecure land rights and share tenancy: Evidence from Madagascar. Land Econ. 88(1): 155-180. https://doi.org/10.3368/ le.88.1.155

Bidisha, S.H., M.A. Hossain, R. Alam and M.M. Hasan. 2018. Credit, tenancy choice and agricultural efficiency: Evidence from the northern region of Bangladesh. Econ. Anal. Policy. 57: 22-32. https://doi.org/10.1016/j. eap.2017.10.001

Binswanger, H.P. and M.R. Rosenzweig. 1986. Behavioural and material determinants of production relations in agriculture. J. Dev. Stud. 22(3): 503-539. https://doi. org/10.1080/00220388608421994

Bliss, C.J. and N.H. Stern. 1982. Palanpur: The economy of an Indian village. OUP Catalogue. 7(1): 300-340.

Chaudhuri, A. and P. Maitra. 2000. Sharecropping contracts in rural India: A note. J. Contemp. Asia. 30(1): 99-107. https://doi. org/10.1080/00472330080000071

Eswaran, M. and A. Kotwal. 1985. A theory of two- tier labor markets in agrarian economies. Am. Econ. Rev. 75(1): 162-177.

Galdeano-Gómez, E., J.A. Aznar-Sánchez and J.C. Pérez-Mesa. 2011. The complexity of theories on rural development in Europe: An analysis of the paradigmatic case of Almería (South-east Spain). Sociol. Rural. 51(1): 54-78. https://doi. org/10.1111/j.1467-9523.2010.00524.x

George, A. 1987. Social and economic aspects of attached labourers in Kuttanad agriculture. Econ. Polit. Weekly. pp. A141-A150.

Ghatak, M. and P. Pandey. 2000. Contract choice in agriculture with joint moral hazard in effort and risk. J. Dev. Econ. 63(2): 303-326. https://doi. org/10.1016/S0304-3878(00)00116-4

Hayami, Y., K. Otsuka and K. Subbarao. 1982. Efficiency and equity in the producer levy of India. Am. J. Agric. Econ. 64(4): 655-663.https://doi.org/10.2307/1240574

Holden, S. 2007. Growing importance of land tenancy and its implications for efficiency and equity in Africa. Development Economics between Markets and Institutions. Incentives for growth, food security and sustainable use of the environment. Mansholt Publ. Ser. 4: 387- 405.

Jacoby, H.G. and G. Mansuri. 2008. Land tenancy and non-contractible investment in rural Pakistan. Rev. Econ. Stud. 75(3): 763-788. https://doi.org/10.1111/j.1467- 937X.2008.00481.x

Khan, M. S., Ali, Z., Burlea-Sciopiu, A., Ilyas, M., Shaikh, M. A., & Malik, M. K. (2024). Integrative Approaches To Complex Optimization: Stochastic Simulation, Multi-Criteria Fuzzy Decision Making, Super Economics, And The Interface Of Mathematical Economics And Nanotechnology. Kurdish Studies, 12(3), 311-325.

Khan, M. S., Ali, Z., Burlea-Sciopiu, A., Ilyas, M., Shaikh, M. A., & Malik, M. K. (2024). Integrative Approaches To Complex Optimization: Stochastic Simulation, Multi-Criteria Fuzzy Decision Making, Super Economics, And The Interface Of Mathematical Economics And Nanotechnology. Kurdish Studies, 12(3), 311-325.

Khan, M. S., Rahpoto, M. S., & Mangnejo, G. M. (2020). The effect of the financial crisis on corporal well-being: Apparent impact matters: Assessment of contagion to developing economies. Research Journal of Social Sciences and Economics Review, 1(3), 232-238.

Khan, M. S., Rahpoto, M. S., & Talpur, U. (2021). The effect of the financial crisis on corporal well-being: Apparent impact matters. In Internet of Everything and Big Data (pp. 25-34). CRC Press.

Khan, M. S., Wang, J., Memon, A. A., & Muhammad, T. (2024). Investigating the enhanced cooling performance of ternary hybrid nanofluids in a three-dimensional annulus-type photovoltaic thermal system for sustainable energy efficiency. Case Studies in Thermal Engineering, 60, 104700.

Khoso, A. A. K., Pathan, M. S. K., & Ahmed, M. (2022). Exploring the impacts and aftershocks of COVID-19 on Islamic banking and conventional banking in Pakistan. International Research Journal of Management and Social Sciences, 3(1), 179-192.

Khoso, A. A., & Pathan, M. S. K. (2021). The role of Islamic banking industry in the perspective of global financial sector and its impact in Pakistan's economic growth. International Research Journal of Education and Innovation, 2(2), 81-91.

Khoso, A. A., & Pathan, M. S. K. (2023). The mediating role of job satisfaction in the relationship between organizational culture and employee commitment in Islamic banking. International Research Journal of Management and Social Sciences, 4(2), 13-30.

Khoso, A. A., & Pathan, M. S. K. (2024). Digital Era and Super-Economics Shaping the Future. Al Khadim Research Journal of Islamic Culture and Civilization, 5(2), 92-105.

Khoso, A. A., & Pathan, M. S. K. (2024). Integrating Artificial Intelligence into Shariah Islamic Banking Recommendations for The Development of Islamic Banking. Al Khadim Research Journal of Islamic Culture and Civilization, 5(4), 29-41.

Khoso, A. A., & Pathan, M. S. K. (2024). Pakistan’s Shift to Islamic Banking: A New Era of Innovation and Global Financial Participation. AL-JAMEI Research Journal, 2(1), 175-183.

Khoso, A. A., & Pathan, M. S. K. (2024). The Use of Artificial Intelligence (AI) and Artificial Intelligence (AI) in Islamic Banking and Investment for Sustainable Economic Development. Al Khadim Research Journal of Islamic Culture and Civilization, 5(3), 44-55.

Khoso, A. A., & Pathan, M. S. K. (2025). Harnessing Artificial Intelligence in Islamic Banking: Transforming Financial Services Through Shariah-Compliant Innovations. Al Khadim Research Journal of Islamic Culture and Civilization, 6(1), 36-47.

Khoso, A. A., & Pathan, M. S. K. (2025). Understanding the Role of Cryptocurrencies in Advancing Financial Inclusion and Digital Transformation in Selected Developing Countries. AL-JAMEI Research Journal, 2(03), 53-65.

Khoso, A. A., Ahmed, M., & Pathan, M. S. K. (2022). Customer satisfaction standards according to Islamic and conventional banking system in Pakistan. International Research Journal of Education and Innovation, 3(2), 185-194.

Khowaja, I. A., Talpur, U., Soomro, S. H., & Khan, M. S. (2021). The non-banking financial institutions in perspective of economic growth of Pakistan. Applied Economics Letters, 28(8), 701-706.

Koopmans, M.E., E. Rogge, E. Mettepenningen, K. Knickel and S. Š?mane. 2018. The role of multi- actor governance in aligning farm modernization and sustainable rural development. J. Rural Stud. 59: 252-262. https://doi.org/10.1016/j. jrurstud.2017.03.012

Kristensen, L.S., T. Plieninger, J. Primdahl and E. Andersen. 2014. Well-functioning landscapes–on re-coupling agricultural and rural development. In 11th European IFSA Symposium, farming systems facing global challenges: Capacities and strategies, proceedings, berlin, germany, 1-4 April 2014. Int. Farm. Syst. Assoc. (IFSA) Eur. pp. 1872- 1880.

Leonhardt, H., M. Penker and K. Salhofer. 2019. Do farmers care about rented land? A multi-method study on land tenure and soil conservation. Land use policy, 82: 228-239. https://doi. org/10.1016/j.landusepol.2018.12.006

Lovo, S. 2016. Tenure insecurity and investment in soil conservation. Evidence from Malawi. World Dev. 78: 219-229. https://doi.org/10.1016/j. worlddev.2015.10.023

Lunduka, R., S.T. Holden and R. Øygard. 2010. Land rental market participation and tenure security in Malawi. Emerg. Land Markets Afr. Routledge. pp. 125-143.

Mansuri, G. and H.G. Jacoby. 2006. Incomplete contracts and investment: a study of land tenancy in Pakistan. The World Bank. https:// doi.org/10.1596/1813-9450-3826

Memon, A., & Khan, M. S. (2019). Industry academia linkages of Jamshoro universities: The case of University of Sindh, Mehran University of Engineering and Technology & Liaquat University of Medical and Health Sciences. Mediterranean Journal of Basic and Applied Sciences (MJBAS), 3(3), 13-52.

Muhammad, S. K. P. (2023). The influence of organizational culture on employee commitment and turnover intentions: A study of the importance of positive culture for retaining employees. Global Research Journal of Management and Social Sciences (GRJMSS), 1(1), 85-94.

Mullazai, M., Ali, Z., Khan, M. S., & Ahmed, F. (2023). Agent and theme theta roles in Balochi: A morphosemantic analysis. International Research Journal of Management and Social Sciences, 4(3), 332-347.

Otsuka, K., Y. Liu and F. Yamauchi. 2016. The future of small farms in Asia. Dev. Policy Rev., 34(3): 441-461. https://doi.org/10.1111/dpr.12159

Pant, C. 1983. Tenancy and family resources: A model and some empirical analysis. J. Dev. Econ. 12(1-2): 27-39. https://doi.org/10.1016/0304-3878(83)90029-9

Pathan, M. S. K. (2022). The impact of emotional intelligence on leadership effectiveness. International Research Journal of Management and Social Sciences, 3(3), 1-7.

Pathan, M. S. K. (2022). The influence of organizational culture on employee commitment and turnover intentions. International Research Journal of Management and Social Sciences, 3(4), 34-43.

Pathan, M. S. K. (2023). Assessing the mediating role of job satisfaction in the relationship between organizational culture and employee commitment. International Research Journal of Education and Innovation, 4(1), 1-11.

Pathan, M. S. K., & Khoso, A. A. (2023). Misfortune tragedy findings in Pakistan: A public learning perspective on virtue of economic recovery mindset. International Research Journal of Management and Social Sciences, 4(2), 1-12.

Pathan, M. S. K., Khoso, A. A., & Ahmed, M. (2022). Digital model anecdotes through artificial intelligence in socioeconomic and Islamic investments. International Research Journal of Education and Innovation, 3(2), 195-209.

Pathan, M. S., Ahmed, M., & Khoso, A. A. (2022). Islamic banking under vision of green finance: The case of development, ecosystem and prospects. International Research Journal of Management and Social Sciences, 3(1), 193-210.

Pretty, J. 2007. Agricultural sustainability: concepts, principles and evidence. Philos. Trans. R. Soc. B: Biol. Sci., 363(1491): 447-465. https://doi. org/10.1098/rstb.2007.2163

Quisumbing, A.R., E. Payongayong, J.B. Aidoo and K. Otsuka. 2001. Women’s land rights in the transition to individualized ownership: implications for tree-resource management in Western Ghana. Econ. Dev. Cultur. Change. 50(1):157-181.https://doi.org/10.1086/340011

Rahat, S., & Pathan, M. S. K. (2021). Sustainable climate approach and in context of environment economy: A classical analyze matters. Neutron, 21(1), 40-45.

Shetty, S. 1988. Limited liability, wealth differences and tenancy contracts in agrarian economies. J. Dev. Econ., 29(1): 1-22. https://doi.org/10.1016/0304-3878(88)90068-5

Shucksmith, M. and K. Rønningen. 2011. The Uplands after neoliberalism? The role of the small farm in rural sustainability. J. Rural Stud. 27(3): 275-287. https://doi.org/10.1016/j. jrurstud.2011.03.003

Smith, C.S. and G.T. McDonald. 1998. Assessing the sustainability of agriculture at the planning stage. J. Environ. Manage. 52(1): 15-37. https:// doi.org/10.1006/jema.1997.0162

Ward, N. and D.L. Brown. 2009. Placing the rural in regional development. Reg. Stud. 43(10): 1237-1244. https://doi. org/10.1080/00343400903234696

Zaidi, A. R., Pathan, M. S. K., Junejo, H. A., Sohu, N., & Zardari, H. A. (2024). Navigating globalization: Pakistan’s sovereign state challenges and emerging opportunities. International Research Journal of Management and Social Sciences, 5(2), 547-561.

Downloads

Published

2025-12-31

How to Cite

Dr. Haffezullah Talpur, D. H. T., Prof. Dr. Aijaz Ali Khoso, P. D. A. A. K., & Dr. Muhammad Shoaib Khan Pathan, D. M. S. K. P. (2025). Digital Islamic Banking Framework for Agricultural Revenue Proficiency. Al Khadim Research Journal of Islamic Culture and Civilization, 6(4), 33–43. Retrieved from https://www.arjicc.com/index.php/arjicc/article/view/504